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Houston Foreclosure- My home is being foreclosed?!

Houston Foreclosure – My home is being foreclosed?! In a Foreclosure conducted in Texas, there are 2 different methods that are commonly utilized by the mortgagee (i.e. mortgage lender/holder of the security interest) to foreclose on real property, Judicial Foreclosure … Continue reading

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Where do I file my Bankruptcy case?

Where do I file my Bankruptcy case? More often than not, many people ask the question “Where do I file my Bankruptcy Case?” Although it may simply come down to where you live, there are other things to consider when … Continue reading

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KimLy Law Firm, PLLC Video

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Social Security Overpayment (and long-term disability overpayment) is discharged in Bankruptcy, HOWEVER… (citing In re Caldwell, 350 B.R. 182 (Bankr. E.D. Pa. 2006)

There is many times where recipients of social security or even long-term disability are faced with a situation where the SSA or their insurance company tells them that they have overpaid them. Generally, if the recipient has been receiving the … Continue reading

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Are my Social Security Benefits protected if I file a Chapter 13 Bankruptcy? Beaulieu v. Ragos (5th Cir. 10.29.2012)

Many times, people who considering filing bankruptcy because of limited funds and/or limited income that are available to them. Specifically, many people receiving limited income through social security benefits receive just enough, if even that, to meet their monthly needs. … Continue reading

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Can I keep my stuff if I file for Bankruptcy?

Most of the time when I speak with my clients, there are 2 big concerns that my clients usually have when we are preparing for their bankruptcy case. First, what can I get rid of in a bankruptcy  and Second, … Continue reading

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Criminal or Civil Contempt in Enforcement of Spousal Support and Violation of Bankruptcy Stay: Is there a Difference??? In re Small, 5th Circuit 8/16/2012:

In re Small, no 11-40888 (5th circuit, 8/16/2012) In a recent case coming out of the 5th circuit, In re Small examined the intricacy of a enforcement action for spousal support in the family district court and the automatic stay … Continue reading

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2nd Bankruptcy?: Can I file a 2nd bankruptcy even if I filed a bankruptcy before?

Once you have filed for bankruptcy your ultimate goal is to get the discharge that relieves you of all personal liability to the debts identified in your bankruptcy case. However, life isn’t that straight cut. There may be circumstances where … Continue reading

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What can I get rid of in a Bankruptcy….and some that won’t

Bankruptcy provides a fresh start to individuals and families who are faced with difficult financial strains due to being laid of work, unforeseen medical procedures, overwhelming credit card, etc.. But, what does it mean by “fresh start”? When a person … Continue reading

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What a Deal! In re Crawford, Bankruptcy Case No. 11-24158 (Bankr. D. Colo. March 19, 2012): Keep my house and not pay a single cent to the creditor during the Chp 13.

In the recent case, In re Crawford, arising out of the District of Colorado Bankruptcy Court, the Court was approached with the issue of whether a debtor’s proposed chapter 13 plan that proposes to pay all the debts, including the … Continue reading

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